Our Loan Rates

247 Loan Hotline

Type Description Rate Starting At APR*
Auto Loan Up to 36 Months 2.50% 3.17%
Auto Loan Up to 48 Months 2.75% 3.26%
Auto Loan Up to 60 Months 2.75% 3.16%
Auto Loan Up to 72 Months 3.75% 4.10%
First Mortgages Zero Point Program Check Daily Check Daily
Fixed Rate Home Equity 80% LTV - Up to 10 years 4.75% 5.50%
Home Equity Line-of-Credit 80% LTV - Up to 15 years 6.00% 6.00%
Motorcycles, RVs, Boats Up to 72 Months 4.75% 5.18%
Share Secured Up to 66 Months 2.75% 3.12%
Signature/Personal Up to 60 Months 9.00% 9.43%
StretchPay (Pay Day Loan Alternative) Up to 30 Days 18.00% 18.00%
VISA Platinum Revolving - Secured More Information More Information
VISA Platinum Revolving - Unsecured More Information More Information

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Disclosure: Interest Rates and Annual Percentage Rates (APR) shown above effective 9/01/2015 to qualified applicants. The APRs shown above represent the lowest rates available. The actual rate charged may be adjusted based on borrower creditworthiness, age of collateral, and collateral loan-to-value. Other rates and terms available. Rates subject to change at any time.

Kent Credit Union offers discounts of 0.25% off the approved rate for automatic payment. Rates listed above do not include any discounts.

*APR = Annual Percentage Rate. Includes Processing Fee of $100 for Consumer Loans or $350 for Home Equity Loans.

Rate Example: If you borrow $10,000 at 2.75% interest (3.16% APR or Annual Percentage Rate) for 60 months, your monthly payment will be $179 per $10,000 borrowed.