Auto Loans

Whether it’s a new or used vehicle, ask us at KCU! Give us a call to get the book value of a vehicle (or click on the link below) so that you can get the best price when you shop for your new car. KCU offers 100% financing and low, flexible payment terms to meet your needs.

Auto Book Values

Auto Loans Direct from Local Dealers

Buying a car is now more convenient! You’ll have the comfort of knowing you’re getting our great, competitive rates; plus, there’s no waiting with our convenient approval process.

Get KCU financing at these dealerships:

* Aurora Chrysler Dodge Jeep - Aurora

* Don Joseph Toyota - Kent

* Kent Lincoln Mercury - Kent

* Kent Mazda - Kent

* Serpentini Chevrolet - Aurora

* Serpentini Chevrolet - Tallmadge

* Bert Greenwald Chevrolet - Akron

* Mike Pruitt Honda - Akron

* Doug Chevrolet - Akron

* Fred Martin Nissan LLC - Akron

* Ganley Akron Inc. Toyota - Akron

* Park Acura - Akron

* Park Honda - Akron

* Park Mazda - Akron

* Toth Buick Pontiac GMC Truck, Inc. - Akron

* Classic Honda - Streetsboro

* Classic Nissan - Streetsboro

* Classic GMC - Streetsboro

* Wally Armour Chrysler Dodge Jeep - Alliance

First Mortgage Loans

KCU now offers its members a full line of first mortgage products, including fixed and adjustable rate mortgages with terms up to 30 years.

You may contact one of our loan officers at 330.678.2274 to discuss your mortgage needs. Click below for rates or to apply now.

Fixed-Rate Home Equity Loans

Put the equity in your home to work for you! KCU can help with a variety of fixed rate products that carry affordable payments and terms.

Home Equity Lines of Credit

If you are thinking about making home improvements, consolidating debts or taking a vacation, consider a KCU home equity line! Your revolving line of credit will be based on your home’s appraised value. KCU can lend up to 80% of the appraised value, minus your first mortgage balance. Once your line of credit is established, we can advance all or part of it as needed. As you make payments, your line of credit will replenish itself. The interest rate is variable and is based on the Prime Rate and could be tax deductible.

Motorcycle, Boat, & Recreational Loans

Need a little R & R? With these low INTEREST RATES, you won’t have anything to worry about except having fun!

Signature Loans

Need money to consolidate bills, take a vacation or purchase a big-ticket item? KCU signature loans can meet your dreams! We offer competitive, low rates and the convenience of automatic payments.

StretchPay Loans - Payday Lending Alternative

Caught short on cash between paychecks? Don’t pay the high interest rates and fees for a loan from a payday lender or check cashing outlet. Kent Credit Union’s StretchPay loan is a much cheaper and economical alternative.

StretchPay is a short-term cash advance that helps you pay for unexpected expenses without being taken advantage of by high-rate payday lenders. This loan is generally available to individuals who have been members of Kent Credit Union for at least 90 days, regardless of credit history, as long as you have no delinquent credit union accounts and are not in the process of filing for bankruptcy.

The StretchPay loan is available as a $250 loan with a $35 annual fee. Check with a loan officer for further details.

VISA Credit Cards

Kent Credit Union offers two types of VISA cards. Credit card companies are trying to lure you to their low credit card rate offers. Sometimes those offers seem too good to be true, and they usually are! With a KCU Visa card, what you see is what you get. A low-rate Visa, no annual fee and no cash advance fee, and it’s accepted worldwide!

SECURED VISA: Uses your KCU savings or certificate account as collateral for your KCU Visa card. The benefit of a SECURED card is the low 9.96% fixed rate!

UNSECURED VISA: No collateral required and carries a low 12% fixed rate.

Your Visa card is now protected by “Verified by Visa”. It password protects your card for free when you shop online. The next time you shop on the web, you will see some new screens. Enter the information requested to activate your card and complete your transaction. It only takes a minute and then your Visa card will be fully protected. Log online at www.visa.com/shopverified to list participating stores for shopping on the web.

Has your Visa been lost or stolen? Click here for information

Credit Life & Disability Insurance

Planning for uncertainties in your life is a wise choice. KCU offers insurance products to protect yourself when a circumstance unforeseen occurs.

Credit Life Insurance: Protect your future by protecting your family. Credit life insurance is a low-cost, voluntary coverage that pays your loan off up to the policy maximum if you or your covered joint borrower dies.

Credit Disability Insurance: This insurance can help you plan for your future, not only to further your dreams but to protect you from circumstances unforeseen. Disability insurance is a low-cost voluntary coverage that makes your monthly loan payments up to the policy maximum should you become disabled. Payments continue until you are no longer disabled, until the loan is paid off, or in the event of your death.